Karl
Jung Financial Services Ltd.
90 Monroe Road, Gibsons, BC
V0N 1V6 Gibsons
office: (604) 886-2691 Cellular: (604) 760-9899 Fax: (604) 886-3014 e-mail: kjung@dccnet.com |
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The $$$ Maker Report 2012 Mar/Apr
2012 Helping your Executor help you Jan/Feb 2012 The New CPP Rules –
2012 and Beyond 2011 Nov/Dec 2011 Affinity Fraud and
What You Need to Know Sept/Oct 2011 Everything you need
to know about Registered Education Savings Plans (RESPs) July/Aug 2011 Buying that Vacation
Property in the U.S. May/June 2011 Pooled Registered Pennsion Plans Mar/Apr 2011 Using Life Insurance to
fund your favourite charity Jan/Feb 2011 Disability Tax
Credits 2010 Nov/Dec 2010 The Pre Retirement
Checklist Sept/Oct 2010
Revisiting the Reverse Mortgage Option for Seniors July/Aug 2010 The Importance of Proper Beneficiary Designations May/June 2010 Protecting yourself
from Investment Scams Mar/Apr 2010 Don’t Lie on that
Life Insurance Application Jan/Feb 2010 Taxation of Offshore
Assets 2009 Nov/Dec 2009 Guaranteed Life Insurance Sep/Oct 2009 The New Home
Renovations Tax Credit (HRTC) July/Aug 2009 Not all GICs are
created equal May/June 2009 Canada Pension Plan
Disability Benefits Mar/Apr 2009 Creative Ideas for
the new Tax-Free Savings Accounts (TFSAs) Jan/Feb 2009 Understanding
Lifetime Income Needs 2008 Nov/Dec 2008 Tax-Free Savings
Accounts (TFSAs) Sept/Oct 2008 Making your Office
at Home Tax Deductible July/Aug 2008 Dealing with
Survivorship May/June2008 Job Loss &
Severance Package Options Mar/Apr 2008 The Top 15 “What not
to do” Retirement Plans Jan/Feb 2008 Registered Disability
Savings Plans (RSDPs) 2007 Nov/Dec 2007 The Life Insurance
Trust Sept/Oct 2007 Management Fees for
Mutual & Segregated Funds July/Aug 2007 Tax Returns in the
Year of Death May/June 2007 2007
New Income Splitting Opportunities Mar/Apr 2007 Critical Illness
& Long-Term Care Coverages Jan/Feb 2007 Your mortgage and
your RRSP – also referred to as a “Self Mortgage” 2006 Nov/Dec 2006 Making your moving
expenses tax deductible Sept/Oct 2006 Power of Attorney
and Representation Agreements July/August 2006 Old Age Security
and the “Clawback” May-June 2006 Financial Health
Inventory Mar-Apr 2006
Should you take an early pension? Jan-Feb 2006
Dealing with Identity Theft 2005 Nov-Dec 2005 The
Tax Audit & You Sept-Oct 2005
Health & Welfare Trusts also referred to as
Private Health Services Plans Jul-Aug 2005
Making Sense of Your Estate Plan May-June 2005
Income Splitting through assignment of CPP benefits Mar-Apr 2005 The
Pros and Cons of Group Creditor Life Insurance Jan-Feb 2005
Planned Giving & Charitable Donations 2004 Nov-Dec 2004 The
financial needs of disabled children Sept-Oct 2004 The Role of the Care Giver? – What to
consider if you are caring for ageing parents Jul-Aug 2004 RRSP/RRIF Death Proceeds – Who pays the tax? May-Jun
2004 Individual Pension Plans Mar-Apr 2004 Tax Prepaid Savings Plans (The RRSP
alternative) Jan-Feb 2004 The
Divorce Process & Your Finances 2003 Nov-Dec 2003
Understanding Long-Term Care & Tax-deductible expenses Sep-Oct 2003 Canadian Government
Pension Plans such as CPP and Old Age Security (OAS) Jul-Aug 2003 Viatical Settlements – the selling of insurance policies
by the terminally ill May-Jun
2003 Diabetes and its role in the Insurance Underwriting process Mar-Apr
2003 Understanding Income Trusts Jan-Feb
2003 “Real Return” Bond Funds 2002 Nov-Dec
2002 Creditor Protection for Insurance & Investment Products Sept-Oct
2002 Investing in Labour-Sponsored Investment Funds (LSIFs) Jul-Aug
2002 Maximizing Charitable
Donations and Tax Credits May-Jun
2002 Understanding Reverse Mortgages Mar-Apr
2002 Top Ten RRSP & Tax Myths Jan-Feb
2002 Step-by-Step Guide for
Bereaved Families Useful Links
TIPS online
is the Canadian government's website (CCRA) that allows Canadians to access
their Personal tax information. ·
Total RRSP deduction limit & any
undeducted contributions available to you. ·
The status of your Tax Refund. Click
here to visit the website Use this site when
deciding how much to contribute to an RRSP this year.
Each year Ernst & Young
Accountants provides a variety of tax calculators on their website. ·
Personal Tax
Calculator - Calculate your combined federal and provincial tax
bill in each province and territory ·
RRSP Calculator - Calculate the tax savings your RRSP contribution
generates ·
Canadian Corporate
Tax Rates - (Adobe Acrobat) ·
Provincial Corporate
Tax Rates for Active Business Income -
(Adobe Acrobat) ·
Canadian Personal
Tax Rates - (Adobe Acrobat) Click
here to visit the website |
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Preparing for Future Education Saving for Your
Child’s Education with an “In Trust”
Account RESP vs “In Trust” Accounts – Saving for Your Child’s
Education Parents
looking for help in paying for a child’s post-secondary education, poll
finds - RESPs one way for extended family members to pitch in RRSPs & RRIFs Is your RRSP
safe from creditors? In a word, No Protecting
RRSPs from creditors Retirement
Planning
The Pre Retirement Checklist –
What steps to follow from your mid 30s to mid 50s Most
boomers not saving enough for an independent retirement: study Majority
of workers plan to work past 65: survey.
Ontario boomers willing to keep working if they don’t have enough to
fund their retirement. Keep the
Seniors Working – An article dealing with some of the reasons why our
current pension arrangements should be changed Financial
plan crucial part of life’s journey – Money may not buy happiness, but it
is a major part of today’s world Understanding Reverse
Mortgages Boomers
not prepared for retirement - Most don’t know how vulnerable they are,
economist says “Brown
bagging” lunch boosts retirement savings $41 per week adds $261,124 to nest-egg at
65, says TD Waterhouse and Critical
Illness Plan B: Critical Illness Insurance – More and more people are surviving disease, but life insurance only pays out when you check out Critical
Illness Insurance: Bridging the Gap. Disability, Long-Term Care and Terminal
Illness Insurance coverage are discussed Financial
consequences of critical illness worry Canadians - Younger Canadians more
concerned than older counterparts, poll finds Canadians ill-prepared for healthcare costs - Too many believe that governments will pick up all costs: survey Special
Interest to Business Owners
Incapacity
of a Business Owner – The financial consequences and a viable solution Creditor
Protection for Insurance & Investment Products Click here
for a list of the products and services I offer. |
Investment Planning Investment Commentary Quarterly – March 31, 2009 - by Deborah Frame, CFA, MBA, Senior Vice-President and Chief Investment Officer - Empire Life Subprime Meltdown
– Predicting market cycles is a tantalizing but unproven tactic Bad Timing – Predicting
market cycles is a tantalizing but unproven tactic Rational
Exuberance - the bubble that wasn't - When the floor dropped on the markets
many investors were mauled and markets are just now recovering from these
historic lows. Investing in a Time of
Flat Returns – Five strategies for advisors to consider The ABCs of Bonds – a look at how Government and Corporate Bonds are structured, and how their prices can change Dealing With Trusts Creditor
Protection for Insurance & Investment Products Avoiding
panic helps long-term investors Take
the bait, ruin your investing life Dividend funds help recession-proof
RSP Estate
Planning
Document
your estate intentions clearly – Don’t make the same mistakes Don did. Power of Attorney & Representation Agreements Talk
about estate planning now to avoid any difficulties later on If you die without
a will, here’s what happens to your assets Winding
up an Estate – An overview of estate planning The Financial
Needs of Disabled
Children The 30 Most
Important Things About Your Will Test Your Estate &
Will Planning IQ Step-by-Step
Guide for Bereaved Families Charitable Life Insurance – the low-cost, high-benefit gift Charitable Gift Annuities – new guidelines and tax rules Passing
on the family fortune - Helping clients choose the best way to transfer
their assets depends on their individual circumstances Avoiding
a cottage crisis - The summer retreat can be a great place to
relax, or a source of whopping tax bills and deep family squabbles Tax
Tips
Utilizing Tax
Credits Maximizing
Charitable Donations and Tax Credits Top Ten RRSP
& Tax Myths Mortgage, Life
& Disability Coverage Group Creditor Life Insurance – the pros and cons of this type of coverage Mortgage
– Life & Disability Insurance – Why carry coverage? New Mortgage
Initiatives: The Route to a Secure
Financial Future . . or
Not?
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